SalaryFy
Financial decision engine · Built for India

Salary aati hai.
Control bhi aana chahiye.

Take control of your salary. Know where it goes, fix what matters, and grow what's left — without spreadsheets, guesswork or finance jargon.

Private by default For individuals, couples & families Local-first
Money Pulse
Ravi's financial health
82
Score · /100
+4 this month
Next smart action
Move ₹18,000 to tax-saving fund
Saves ₹5,400 in tax · takes 30 seconds
Built for Indian salaried users
Privacy-first · Local-first
Individuals · Couples · Families
Your data never sold
No spreadsheets needed
Built for Indian salaried users
Privacy-first · Local-first
Individuals · Couples · Families
Your data never sold
No spreadsheets needed
The real problem

You earn well.
But where does it all go?

Every salaried person in India has said one of these lines. Probably all four. That's not a money problem — that's a system problem.

Month-end confusion

Pata nahi paise kahan chale gaye.

Invisible progress

Save kar raha hoon, par progress feel nahi ho raha.

Last-minute scramble

Tax last moment pe yaad aata hai.

Decision paralysis

Next kya karna hai samajh nahi aata.

What SalaryFy does

Not a tracker. Not a wealth app. A decision engine.

SalaryFy turns every salary into a clear decision. You see the money, you see the mistakes, you see the next move — all in one place.

Understand your money

See every rupee clearly — income, spend, save, invest — without tagging every transaction manually.

Fix mistakes early

Alerts for silent leaks, missed tax deductions, over-saving in wrong places. Before it hurts.

Take better decisions

Smart Actions tell you what to do next — save more, invest better, plan right — in plain language.

Your financial system

Earn. Spend. Save. Grow.
Borrow. Plan. All in one.

Six modules. One brain. Every piece of your financial life — finally talking to each other.

01
Income clarity

Earn

Track every rupee from salary, bonuses, freelance & side income in one view.

02
Know the leaks

Spend

Auto-categorised expenses that feel human, not robotic.

03
Tax + savings

Save

Emergency fund, 80C, 80D — tracked automatically, never last-minute.

04
Smart investing

Grow

SIPs, equity, gold, FDs in one timeline. See what works, fix what doesn't.

05
Loans, done right

Borrow

Home loan, car loan, credit card — EMIs, interest & pre-payment all visible.

06
Goals & family

Plan

Kid's education, parents' retirement, your dream home — planned, not panicked.

Momentum, not stress

Build money momentum.
Not anxiety.

Good finance isn't one big move. It's tiny, repeated ones. SalaryFy turns money habits into a system you actually look forward to every week.

Money streaks

Keep your streak alive by staying under budget, investing on time, or closing a smart action.

Weekly reports

A 60-second Monday recap — what improved, what slipped, what to do next.

Smart nudges

Before you overspend. Before tax deadline. Before the EMI hits. Only when it matters.

Progress tracking

Your financial health score, visible every day. Every rupee moved is a rupee measured.

Your streak right now
47days strong
The power layer

Control your finances like Excel — but smarter.

For people who want control, not just summaries. Upload CSVs, edit inline, bulk-tag categories, and get insights right in the table.

  • CSV import & bulk edits
  • Inline insights per row
  • Smart tagging that learns
  • Formula fields & filters
salaryfy.app · october 2025
Date
Merchant
Amount (₹)
Tag
07 Oct
HDFC Credit · Swiggy
-486
Food
06 Oct
Salary credit · ACME
+1,42,000
Income
05 Oct
Uber · Home → office
-235
Commute
04 Oct
Groww SIP · Nifty 50
-15,000
Invest
03 Oct
Amazon · Home essentials
-2,480
Household
02 Oct
EMI · Home loan
-34,500
Loan
Inline insight
Food spending up 38% vs. September — mostly late-night Swiggy.
Recharge-style pricing

India-friendly pricing.
No foreign-app tax.

Pay monthly like a recharge. No annual lock-ins. Cancel anytime.

Start here

Free

Basic clarity on your salary and spends.

0/ month
  • Money Pulse (basic)
  • Expense tracking
  • Monthly summary
  • 1 goal
Most popular

Smart

Actions + alerts so you never miss the smart move.

99/ month
  • Everything in Free
  • Smart Actions
  • Weekly reports
  • Tax tracking
  • Unlimited goals
Full control
★ Flagship

Power

The complete decision engine, web app included.

199/ month
  • Everything in Smart
  • Web app + CSV
  • Couples / family
  • Bulk edits
  • Priority nudges
Start the system

Make every salary feel in control.

Join the early access list. Build money momentum, not stress.