Find how much tax you're overpaying — instantly.
Understand your salary, optimise your tax, and make smarter financial decisions — privately, on your device. No upload of bank logins. No jargon. Just clarity.
Track and grow your net worth over time.
The tax savings hiding in
your payslip.
Every year, salaried India leaves thousands of rupees on the table — not because the rules are unfair, but because nobody told them clearly. Here's the quick map.
ELSS, PPF, EPF, life insurance
The workhorse deduction. Most people fill it half-heartedly — and pay tax on the rest.
Health insurance (self + parents)
Family + senior-citizen parents' premium stack. Quietly one of the biggest savers.
Rent paid vs. exemption eligible
Metro 50% of basic, non-metro 40%. Rent receipts + landlord PAN unlock the benefit.
Home loan interest
On a self-occupied home. Pair with principal under 80C for a double-leg saving.
Education loan interest
For higher-education loans. Fully deductible — most people forget it exists.
NPS additional deduction
Over and above 80C. A rare cushion still available under the old regime.
Two regimes.
One clear winner — for you.
The answer depends on your deductions, your rent, and your investments. Our Tax Estimator does the math in seconds — compare both regimes side by side.
For the investor who already claims everything.
- 80C up to ₹1.5 L
- 80D health insurance
- HRA exemption
- 24(b) home-loan interest
- Standard deduction ₹50,000
For the salaried person who wants clarity, not clutter.
- Lower, more generous slabs
- ₹75,000 standard deduction
- Rebate up to ₹12 L income
- No investment gymnastics
- Minimal paperwork
A financial year
done right.
Stop treating tax as a March scramble. SalaryFy quietly keeps your year moving — here's what the rhythm looks like.
Plan the year
Declare 80C, 80D, HRA intent. Set SIPs. Submit rent receipts to HR.
Mid-year check
Advance tax (Q1). Revisit investment mix. Reconcile payslips vs. declaration.
Course correct
Advance tax (Q2 & Q3). Max out 80C before rush season. Organise Form 16 inputs.
Close strong
Advance tax (Q4). Final 80C/80D top-ups. Collect proofs. Prepare ITR.
One tax year. One clear plan.
Start your FY right. Your first Money Pulse and tax review are ready in 6 minutes.